Are We Right For You?

The annual health insurance renewal is usually a time-consuming, labor-intensive and sometimes emotionally-charged challenge. Having the right partner to guide you through the process will give you a high degree of certainty that you are getting the best set of benefits for your situation at the lowest cost possible. In order to maximize your chances that selecting PBG is the right decision for you, the following attitudes, philosophies and attributes should be present in your organization:

You want a long-term strategy.

You wouldn’t dream of running your organization without a long-term business plan. So why wouldn’t you adopt the same strategic foresight when it comes to that part of your budget (people/benefits) that account for 30% to 40% of your bottom line?

You want a new delivery system.

Tired of doing the same old thing? Increasing copays, deductibles and premiums and passing more and more of the cost to your employees just doesn’t cut it any more. You want cost-control, not cost-shifting.

You want alignment.

The best benefit plans, the designs that really address the core issues, are those that align the interests and values of the employer, the employees and the carrier. It’s OK to be a rebel, but there’s no need to be a lone wolf.

You are concerned about your employees’ well-being.

Beyond the obvious benefits of offering health and wellness initiatives (higher productivity, lower absenteeism, healthier workforce), you genuinely care about your employees’ physical, emotional and financial health.

You want the whole story.

“If it sounds too good to be true, it probably is.” There are several key strategies being executed by many successful organizations. What are they? How do they work? You need to know the risks as well as the rewards. We’ll tell you what you need to hear, not just what you want to hear (or what would earn us the business).

Ideal Client Profile

• Location:  You are a Massachusetts or Rhode Island based company located within approximately a 60 to 70-mile radius of New Bedford.

• Size:  You have 50 to 500 employees.

• Decision-making team characteristics:
  • Your team is comprised of both Human Resources and Finance personnel;
  • You are proactive, strategic thinking and planning (versus reactive);
  • You have a progressive philosophy;
  • You want to engage your employees (involvement of insurance advisory committee a plus).

• Company values/attitudes:
  • You are relationship-minded – high integrity, loyal;
  • You are mutually respectful (reasonable responsiveness);
  • You value employees as assets to the organization;
  • You have (or you want to have) excellent employee education, communications and outreach.