“Paradigm does a wonderful job. Judy’s skills, knowledge of the industry and manner of presenting complicated things in an easy to understand fashion are unparalleled. She gets multiple quotes and checks into the details of the program so we can compare apples to apples, which is invaluable information you can’t get anywhere else. Now we have health carriers bidding on us, with increases kept to 2-3%. If we had just rolled over our old plan, we would have experienced at least a 10% increase! They’ve saved us a lot over the years– over $45,000 last year alone with a creative new plan design.”

“Paradigm Benefits Group did an outstanding job for us. We had been facing a 25% increase in premiums. Judy came up with several options, we picked the best plan, and now our costs are projected to go down by 1% this year! We achieved that just by implementing a higher deductible, which the district pays for employees through a third party administrator. The best part is that as a broker, Paradigm’s services are at no additional cost to us.
            “Both my superintendent and I are very pleased with Paradigm’s work and the ongoing relationship.  If something comes up, like Medicare Part D, Judy’s right there sending reminders, calling you. With Medicare D, there was a lot to be done and we didn’t have the staff time to dedicate to it. She took us by the hand and walked us through it. Thanks to her, we’re in total compliance.”

“As a Human Resources Director at Meeting Street and new to the benefit side of HR, there is a big comfort level with Judy’s 8 years of experience and background with the school. It’s important for me to feel confident in the decisions I make for employees and her skill in guiding us through the process gives me that. Best of all, because of her assistance we have been able to keep employee costs down with no change in benefits. This was a big win for HR and me as Meeting Street’s new HR Director that year. I credit her negotiation skills in finding the best rate for our organization.
            “Based upon Judy’s credibility and my confidence in her skill level, I’m now taking another leap of faith into a totally different type of health plan. Her follow through is impeccable.
            “If I were to go to another company I would definitely use Judy’s services. As a senior manager you learn that you go with who you know and who you can trust. And that’s Judy.”

“Paradigm Benefits Group has been helpful with all our benefits – health, life, long term disability and flexible spending accounts. Their extensive knowledge and experience working with labor’s health & welfare groups and their assistance in union negotiations is invaluable.
            “Judy has the ability of explaining complicated issues, and she’s there for us when we need her assistance. She took the time to understand our benefit requirements and our culture which enables her to design cost-effective plans that fit our needs. And Paradigm doesn’t hesitate to intervene if necessary to expedite service to our account.”

“There’s just no comparison: Judy treats us as if we were her only customer, even though we’re a small group. She returns calls, delivers on her promises and if she doesn’t have an answer, she finds it. I always feel she is representing us, not the carrier, and that gives us the confidence we’re getting the right information with no bias. Health insurance can be very confusing these days, and she makes it understandable. She’s open to questions from employees and helps them feel confident they’re making the right decisions. Having Judy is like having our own HR department.
            “She took the time to get to know us and didn’t waste our time showing us products that didn’t meet our needs or our company culture. So when she presented a comparison of five products, I knew she had probably researched 25 to get the best match.
            “Paradigm has absolutely saved us money. We are a non-profit on a fixed budget, and we were facing a near 30% increase in our health insurance plan. She was able to maintain the majority of our benefits while leveling off the cost with creative ideas.”

“We’ve been working with Judy Besse for 18 years for our health and dental insurance needs.  When she started Paradigm Benefits Group we decided to retain her as our broker. As our former health insurance representative, she knew our company well, how we operate, our size and our history, and her recommendations were always right on the money.  She recently put us in touch with a COBRA administrator, which we were lacking, and it has made life so much easier. 
            “Health care has changed so much over the years, but Judy is very knowledgeable about all aspects of it and can answer almost any question.  Should there be a question she can’t answer, she has many resources to get the answers you need.  She is honest, efficient and responds to your every need.  We highly recommend Judy to anyone requiring any type of insurance coverage for their employees.”

“We were amazed and pleased at the results Paradigm Benefits Group achieved our first year, so we stayed with them – for eight years now. As we’ve grown, they’ve saved us time and money with creative solutions. Judy is professional and responsive, she has the knowledge, skill and connections we need. It’s wonderful to have her represent us and I’ve recommended her to many others.”

“We needed someone to help control health costs, and Paradigm Benefits Group has done a wonderful job. Their extensive knowledge of what insurance companies are offering and of what is going on in the background is invaluable. Judy’s experience in the field for so long is helpful in that she knows how to put our resources to the best use. She presents different options and shows what impact it would have on our rate, which is a huge time-saver for us.  One year industry increases were averaging 24%, and Judy was able to get us down to single digits through negotiation and creative plan changes, which we couldn’t have done on our own. That’s the real value add they bring.
            “I consider Paradigm a true partner, not a vendor. They advocate for us, and I always feel the result is the best possible rate. They’re part of our team and extremely beneficial to us.”

“My experience with brokers had not been good, but Judy convinced us to give Paradigm Benefits Group a chance and she’s been excellent. She’s made every transaction and transition smooth and seamless. She’s helpful and available immediately whenever I call, not just at renewal time. In looking for a health plan option, she shopped it harder than I would have had the time for and came back with multiple options. Even when we chose something different than her ultimate recommendation, she was understanding and helpful. We chose a little richer plan for our employees but her expertise in the field was still extremely helpful in saving us money.”